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Real Estate Broker | Broker View - A Las Vegas Real Estate Blog

Tuesday, November 28, 2017   /   by Geoffrey Zahler

Conforming Loan Limits Increasing - What does That mean?

Happy Tuesday everyone,
The Federal Housing Financing Agency (FHFA) announced today that beginning on January 1st, 2018, the level for a conforming loan in Clark County, Nevada (aka Las Vegas, Henderson, North Las Vegas) will rise substantially, from $424,100 to $453,100, an increase of $29,000 (almost 7%).  So, what does that mean?
A conforming loan is a loan that can be written and then sold to a 3rd party holder of loans, like Fannie Mae and Freddie Mac (the two largest mortgage holders) without much issue.  Any loan higher than this amount has always been referred to as a "Jumbo Loan" and come with more restrictive guidelines, and often, a higher interest rate to the borrower.  With the new rate, borrowers will be able to borrow $29,000 MORE in January than they can now, and still remain in a conforming loan situation, which many lenders can lend on with a much broader range of products and services, including down payment amounts, down payment assistance programs,r ...

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Tuesday, November 14, 2017   /   by Geoffrey Zahler

Selling During the Holidays is a.... GREAT Idea

Happy Tuesday Everyone,
Wanted to address something today that we are constantly hearing at Zahler Properties about waiting until the 1st of the year to sell your property, and the potential pitfalls it may provide.  Like anything else, regardless of whether or not it's during the Holidays, the BEST chance to have a successful sale is by pricing the home correctly and get it properly exposed to as many potential buyers as possible.  A proper and professional Marketing Plan should have your home be exposed to multiple avenues of potential buyers, not just through the MLS.
Reasons to Sell during the Holidays:
- While there may be fewer buyers, people who ARE looking are far more serious buyers.  Think about it.  No one wants to just go joy searching this time of year.  It could be a job transfer, school situation, etc.  Those that are looking this time are year are more serious and potentially going to be real buyers.
- There are fewer homes for sale - yr ...

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  broker, las vegas, listing your home, real estate, real estate broker, selling, summerlin, zahler properties

Zahler Properties
Geoffrey Zahler
7945 W. Sahara Ave #106
Las Vegas, NV 89117
702-405-0953

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